What would be better than to welcome this festive season in your new home? Celebration is multiplied when you rejoice the festival in your comfort zone without any restrictions. Every year you must be unenthusiastic to decorate or refurbish the rented home as you have to take permission of the house owner, you might avoid renovating or furnishing your home, since you may have to shift again. However, there is no need to sit back and dampen the spirits, it’s time to explore and benefit from an assortment of festive offers presented by various housing finance companies, banks and real estate developers. Even if your budget is not that big, still this festival, your dream to own a home can come true. The revival in the economic condition has once again improved the real estate market sentiment and thus this festive season can be more bright and cheerful for the homebuyers.Let’s check out the various festival bonanzas offered that would benefit the homebuyers:Good news for women borrowers:More than men women are excited to reside in their own home which they can affectionately decorate and look after. This festive even the women borrowers can get availed by attractive home loan offered by one of the prominent national banks. As per the proposed housing loan scheme exclusively for women, the borrower should be either sole-applicant or co-applicant that means in case of joint ownership, she should be the first owner. The bank offers loan above Rs. 75 lakh at 10.10 % for the women borrowers whereas for others it is at 10.15 %. The scheme started from 1st September, 2014.Interesting home loans presented by private banks:One of the leading private banks is offering an exceptional proposal on retail loans. As per the scheme, loan up to Rs. 2 crore will be presented at the base rate of bank of 10.25%. Another private bank is dropping the home loan rate to 10.25 % for home loan above Rs. 75 lakh with no processing fees and documentation charges, this scheme will continue till next year, March 31st. One of the private financial institutions is offering a waiver of the previous 12 months EMI, if the loan borrower has a good record of loan repayment on 20 years of the home loan.Housing scheme for lower income group:Don’t worry if you have a tight budget, you can still get benefited with the exciting home loans that range from Rs. 1 lakh to Rs. 25 lakh. The loan will be offered only to the people whose lowest joint income is Rs. 8,000 while the starting area size should be 325 sq ft. Both fixed and floating loan options will be available.Dual home loan rates:Dual home loan rates can be a favorable option this festive season. Most of the banks are offering dual rates with a fixed rate of interest for which the tenure ranges from 1 to 10 years. The down payment fees are currently allocated on dual rate loans when they are in the fixed rate phase. Offset loans is a good choice for trainee professionals or self-employed homebuyers. The borrower along with home loan account also gets a joint current account from where he can deposit or withdraw cash just like any other current account. The main advantage of this type of loan is that it allows the borrowers to utilize temporary as well as permanent additional cash to decrease the interest liability on the housing loan and also gives you the option to withdraw the surplus amount for other purpose whenever needed.Apart from the above there are more popular home loan schemes offered by various financial institutions available in market which you can get availed with. So choose scheme which suits you the best and celebrate the festivals with high spirits in your own new house.займ на карту без отказов круглосуточновзять кредит онлайн