Buying a property has definitely become something like buying a peace for ourselves in this rapid world, no matter how you achieve it, through resale or you buy a first-hand property. Now it has moreover become a headache to buyers as it includes a big array of hidden costs and charges associated with it, apart from the property costs which certainly are mandatory and too much. Although property costs involved apart from major cost can differ according to the property which you are buying whether in primary market or secondary market.The costs associated with property buying process are highly depends on the type of the property which you are buying and in which market you buying it. People usually prefer primary properties, properties which are either under construction or ready to occupy, when you are buying an original property it includes the project cost along with stamp duty and registration charges, but depending on your buying process few of the charges can get increased or modified. The charges which you may have to pay while buying a property in primary market are listed below.Loan chargesIncreasing costs of the properties is greatly pulling major segment of the property buyers towards home loans, as it provides easier option as a financial aid to you and that too with minimum interest rates. The loan processing fees will be the foremost additional cost which may get added into your property buying cost, though the loan processing charges depends on the bank where you have applied for home loan.Infrastructure ChargesThese are the charges imposed by the central government, against the primary and basic developments of the infrastructure in any region. The government is bound to provide decent infrastructure around the project and maintain it for better service. Infrastructure charges are usually charged per sq ft and sometimes they might change depending on the region.Utility ChargesThe utility charges include various charges and they are associated with the building. These charges include electrification, parking charges, maintenance, fire fighting and various other charges associated with various utilities provided by the government.Stamp duty and registration feesUndoubtedly, stamp duty and registration fees are the most unavoidable charges of all. These charges are not included in the property costs so they must be paid separately according to the specified norms associated with it. Stamp duty and registration fees are usually assessed by the sub-registrar’s office at respective government authorities.Service Tax and VATThese charges are included in the project cost and are levied by the government authority, the service tax and VAT charges highly depend on the city in which the property is located.BrokerageThese are the charges which are mainly associated with the resale properties because when you are buying property in the primary market you directly interact with builders and developers that are developing the project. For resale properties, agents help you find right property of your choice and they are paid a small compensation as token of appreciation. Property agents usually charge 1-2 percent of the total property price for their assistance.As the charges associated with every phase of property buying process increases, the property prices also increase so when you decide to buy a property you must considered these charges much before deciding to get you hand on a property.займ на карту без отказов круглосуточновзять кредит онлайн