Prominent housing finance lender, ICICI Bank has declared to cut its home loan rates till 30th June. This financial institution will be reducing the rate by 0.10 % for a limited period. For home loans up to Rs. 75 lakh, the bank will be offering at 10.15 %.For all the women borrowers, the financial institution will present home loans below Rs. 75 lakh at 10.10 percent. The bank declared all this information on their official website. The Bank further added that all the home loans above Rs. 75 lakh will be offered from 10.50 to 11.25 %.Since these are the floating rates, it may alter according to the base rate or minimum amount of loan at the bank. ICICI will also be offering a new scheme to save the borrowers from the rise and fall. The bank has initiated limited-period products which will present fixed interest rate for 1 or 2 years that will get converted to floating rate loans combined with the base rate. For a fixed period of time, the person who takes loan will pay 10.25 % for the home loans below Rs. 75 lakh and after that period the rate will rise to the base rate with additional 0.25 %.Apart from this, the financial institution has also launched renewal fixed rate product in which the cost will get converted for a fixed period, from time to time.To deal with the depressing economic condition which resulted in downfall in demand from organizations and firms about asset quality, majority of the banks changed their preference and shifted to retail industry which continued to show demand.займ на карту без отказов круглосуточновзять кредит онлайн