Navratri, Dasara, Diwali, Christmas, back -to -back festivals are on the way. In India as festivals especially Dasara and Diwali are considered to be auspicious for purchasing of any new property, many developers are planning to launch new projects. Banks and housing finance firms observes an escalation in retail loans, therefore most of the banks offer special schemes to the customers during festival.There is array of financial institutions in market which provide home loans; hence there is a heavy competition among these banks and housing finance companies. To attract the customers, banks come up with some new schemes or provide add-ons with the existing loan schemes. Add-ons may be financial or non-financial offers. Special interest rebates, discounts, concession on the rate of interest for all the housing loans, waiver processing fee etc. are some of the common offers provided by financial institutions. One of the most popular offers provided to the customers is instant loan sanction within the period of 48 to 72 hours. For the young employees, some banks offer a scheme where loan is provided on a progressive monthly installment in which the borrowers EMI is based on increase in the salary. Initially the EMI will be lower and later on it will be regular. Some banks also offer free personal accident insurance or property insurance. Recently banks have started off with a new scheme, one percent cash payback or in case of EMI, waiver of last few EMIs if all the EMIs are paid.These exclusive and beneficial offers are valid only for limited time. Hence prospective homebuyers, who are looking out for home loans should understand all the terms and conditions beforehand. The borrowers should first explore the financial market and analyze the interest rates offered by various banks and other cost implications.займ на карту без отказов круглосуточновзять кредит онлайн