Which one to Choose – Ready to Move In or Under Construction Home?

under-constructionWhat do you think which option is better? Whether to go for a ready to move in home or choose an under construction property? Actually all first time buyers have these two options in front of them and believe me sometimes it is really tricky to decide which way to go. Let me help you to decide about one of the most important decisions of your life. Both the options have their positives and negatives. The decision also depends on the personal requirements of a buyer. One should be very careful before getting into the deal and must analyze both the situations.1. Ready to move in house helps you see the actual finished product while in an under construction house you have to imagine your home. You see the sample flat in such properties but the developer overly decorates the flat that may encourage you to take wrong decision as the actual product does not appear as it should.2. Ready to move in homes are usually expensive as compared to the under construction homes. They can cost you 20 to 30 percent more than an under construction property depending on the location and the market prices.3. Ready to move in homes saves your rent as you no longer need to stay in rented accommodation but in case of under construction homes it takes one to three years and till that the possession you need to stay in rented house.4. In case of ready to move in homes you do not need to worry about the delay in possession or other misleading promises of builder as the product is in front of you along with the amenities but in under construction house delay in possession, late approvals related to the property, unmatched expected finished product possibilities are there. Things may not be as you expected them to be.5. In a ready to move in house there is almost no scope of alteration or modification in the design or the layout of the house but in an under construction property the ball is in your court and you can go for necessary amendments in your property.6. If you choose ready to move in house the bank has to release the payment at once and thus you won’t be illegible for a lower EMI as in case of under construction property where bank or financial institute has to release the payments slab wise.7. There is always a good margin if you invest in a under construction property as by the time home gets ready to use the prices surely goes up and the appreciation is your reward or profit for making an early decision.8. In ready to move in house you get limited choice as most of the homes are already booked when the project was under construction but in case of under construction property the choices are unlimited.9. In under construction property more risks are involved as compare to the ready to move in house as the home is completely functional and things are in place.10. If you have good amount of savings and ready to use funds then go for ready to move in otherwise under construction home is better as it will be easy on your pocket and will have lower EMI.11. You can be saved from the fancy marketing tricks when you choose ready home while in the other case you may fall pray of false marketing by the builders.12. If buying a home previously owned by another person then it is important to enquire about the actual reason for the sale of property as the buyer may face problems later that might be the real reason of selling the property. In under construction home it is not the case. Any dues left behind by the previous owner must be checked and then only go ahead.13. Under construction homes provide better choices to buyer, they are economical and also they give better returns as compare to ready homes.As both the options mean different for different people, the decision must be taken carefully and as per your requirements and capabilities. Majority of buyers in the current scenario choose the under construction or even pre-launch properties in order to save on cost of homes. The reason is sky rocketing prices of real estate. One must do proper research on the reputation and past record of the developer in that case.RUCHI MAHAJANзайм на карту без отказов круглосуточновзять кредит онлайн

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