If we look at our housing sector closely then various questions will arise instantly. One of them that kept RBI mulling is the high ratio of price to annual rent. Multiple cities have witnessed a staggering figure of this ratio. Mumbai is one of the cities where this ratio is as unbelievably high as 50. The reason stated for this unreasonable heavy figure is the enormous increment in the rates of properties in metropolitan cities.But why this ratio becomes faulty? Because the equation of demand and supply always goes wrong. Most of the times demand for affordable homes is more but the supply is meagre. This fuels the rise of prices. The interest of RBI over this ratio is very natural because if it can’t be controlled then it would compel the existing buyers and investors to walk away.As a matter of fact the residential yield remained at 2.5 to 3 percent from many years. But the prices have climbed up exponentially. How can the ratio remain acceptable in a situation like this? The fault is inevitable. There is no mechanism in the market to check the prices. The only thing RBI can do is to avail easy financing options to developers. Generally the procedure of finance takes a huge amount of time which increases the project cost. Easing its terms would be a little help to keep prices in control.займ на карту без отказов круглосуточновзять кредит онлайн